What may be recorded
Common measures include hard braking, rapid acceleration, speed, time of day and distance. Some programs use a phone app and some use a small device connected to the car.
How it is used
The insurer may use the data to adjust a rate or give a discount. Whether driving data can increase a rate, and when, depends on the program and the state.
Privacy
Ask what is collected, how long it is kept, and whether it is shared. Programs publish privacy notices that answer these questions.
Before saying yes
Ask how to leave the program and what happens to your data afterward. We are not connected to any program and do not collect driving data.
Shockara is an information website, not an insurance company, agency, or broker. Nothing on this site is a quote, an offer, or a recommendation of any insurer, and your details are never passed to agents, brokers, or lead buyers. The content is general information only.